Term Loan
A term loan is a form of debt that is repaid in regular payments over a set period of time. Term loans are typically the simplest form of loans available and are accompanied by either a variable interest rate or a fixed interest rate. There are three primary forms of term loans, short-term, intermediate-term and long-term loans—the longer the term, the higher the interest rate charged.If you’re considering a term loan, revenue based financing may also be a good alternative.
Startup Terms
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Accelerator
Accredited Investor
Accrual Accounting
Acqui-Hire
Administration Fee
Aggregate Subscription Amount
Amendment (Contract)
Amortization
Ancillary Documents
Angel Group
Angel investors
Angel Syndicate
Annual Recurring Revenue (ARR)
Anti-Dilution Protection
Arc Advance
Arc Card
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Arc Treasure
Asset Lite
Authorized Shares
Automated Clearing House (ACH)
Bad Debt
Balloon Payment
Bank Reconciliation
Bargaining Power
Benchmarking
Bills of Exchange
Binding Agreements
Board of Directors
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Bootstrapping
Bottom Up Financial Model
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Bridge Loans in 2023
Bullet Loan
Business Fundamentals
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Buyout
Cap (Capitalization Table)
Cap (Convertible Note)
Capital Gains
Capital Growth
Capital Under Management
Cash Advance
Cash Flow Statement
Cash Inflows
Cash Outflows
Cash Position
Certificate of Incorporation
Change in Control
Churn Rate
Cliff vesting
Collateral
Common Stock
Compliance Costs
Condition Precedent
Contingency
Contingent Liability
Conversion Rights
Convertible Note
Convertible Preferred Stock
Corporate Bond
Cost of Capital
Covenants
Credit Facility
Credit History
Creditor
Crowdfunding
Cumulative Dividends
Current Asset
Current Liability
Customer Acquisition Cost
Customer Lifetime Value (LTV or CLTV)
Deal Lead
Debt Consolidation
Debt Financing
Debt-to-Equity Ratio
Debtor
Default (Financial)
Default (Technical)
Depreciation
Dilution
Dilutive Financing
Direct Lender
Dirty Term Sheets
Disbursement
Disclosure Schedule
Discount Rate
Disruption
Dividend
Double Entry Accounting
Down Round
Drag-Along Rights
Draw Down
Due Diligence
Duty of Care
Duty Of Loyalty
EBITA
Encumbered
Equity
Equity Dilution
Equity Financing
Exclusivity
Exit
Expense
Facility
Financial Statement
Fixed Interest Rate
Flat Round
Float
Flow of Funds
Forecast
Forgivable Loan
Founders Shares (Founders Stock)
Free Cash Flow (FCF)
Friends and Family Round
Full Drawn Advance
Fully Diluted Shares
Funding Round
Goodwill
Grant Award
Gross Burn Rate
Gross Income
Gross Margin
Growth At Any Cost
Growth Capital
Growth Rate
Growth Stage
Growth Strategy
Guarantor
Hard Money
Hard Money Lenders
Hedge Fund
Indemnification
Industrial Vertical
Information Rights
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Intangible Asset
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Interest Rate
Investment
Investment Multiple
Investment Vehicle
Investor
Investor Rights Agreement (IRA)
Invoice
Invoice Financing
Issuance of Original Securities
Issued Shares
Kickers
Lead Investor
Legal Fees
Leverage
Liability
Line of Credit
Liquidation Multiplier
Liquidation Preference
Liquidation Waterfall
Liquidity Event
Loan in Default
Loan Processing Fee
Loan-to-Value Ratio (LVR)
Lock Up Period
Loss of Control
Major Investors Right
Management Rights Letter
Mandatory Conversion
Margin
Mark Down
Mark Up
Market Penetration
Maturity Date
Merchant Cash Advance
Mezzanine Financing
Micro Venture Capital
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Most Favored Nation (MFN) Clause
Negative
Negative Covenant
Net Income
Net Profit
Net Worth
No Obligation to Advance
Non Dilutive Funding
Offering Period
Opportunity Cost
Options Pool
Origination Fee
Out of Pocket Costs
Overdraft Facility
Overdraft Stake (Owners Equity)
Participating Preferred
Payback Period
Payback Terms
Payment-in-Kind
Peer-Peer Lending
Personal Guarantees
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Petty Cash
Pitch Competition
Pivot
Portfolio Company
Post-Money Valuation
Pre Seed Funding
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Preferred Equity (Preferred Stock)
Prepayment Penalty
Priced Round
Principal
Private Placement Memorandum (PPM)
Pro Rata Rights
Product-Market Fit
Profit and Loss Statement
Profit Margin
Projection
Proof of Concept
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QSBS Exemption
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Recapitalization
Receivable Financing
Receivables Factoring
Recurring Revenue Lending
Redemption Rights
Refinancing
Registration Rights
Repayment Terms
Representations and Warranties
Retention of Title
Revenue Based Financing
Revenue Sharing Note
Right of Audit
Right of First Refusal
Run Rate
Runway
SAFE Note (Financing)
Scalability
Secretary’s Certificate
Securities Exchange Commission (SEC)
Securities Law Compliance
Seed Funding
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Serviceable Available Market (SAM)
Serviceable Obtainable Market (SOM)
Shareholders’ Agreement
Silent Partner
Single Entry Bookkeeping
Small Business Association (SBA)
Small Business Association Loan
Small Business Innovation Research (SBIR)
Soft Landing
Software as a Service (SaaS)
Software Startup
Stand-Alone Convertible Note
Start-up Capital
Startup Advisor
Startup Incubator
Stock Purchasing Agreement
Strategic Investor
Strike Price
Success Fee
Sweat Equity
Target Rate of Return
Tender Offer
Term Loan
Term Sheet
Terminal Value
The 7(a) Loans
The 83(b) Election
The 409a Valuation
The 504 Loans
Top-Down Forecasting
Total Addressable Market (TAM)
Trajectory Growth Funding
Underwriter
Underwriting
Underwriting Fee
Use of Proceeds Document
Valley of Death
Valuation Cap
Valuation Diverge
Variable Interest
Venture Capital
Venture Debt
Vesting Schedule
Veto Rights
Voluntary Conversion
Voting Rights
Vulture Capitalist
Warrant
Warrant Coverage
Waterfall Equity
Wire Transfer
Working Capital
X-Mark Signature
Yield
Yield Advantage
Yield Basis
Yield Curve
Yield Spread
Z-Tranche
Zero Balance Account
Zero Based Budgeting
Zombie Bank
Zombie Company
Zombie Debt