Back to Blog

21 Best Outsourced Bookkeeping Services to Manage Your Finances

Imagine this: You’ve just closed the books on your company’s finances for the last quarter. As you glance over the numbers, your stomach drops. Your gross revenue is down. Again. To make matters worse, your eyes glaze over as you see the long list of bookkeeping tasks that need your attention. This article explores the benefits of hiring a bookkeeper, with a special focus on the best outsourced bookkeeping services to help you achieve your financial goals. Outsourced bookkeeping services can help you get your business back on track and relieve your stress. This article will help you find the best service for your needs.


Haven’s accounting services for small businesses offer a valuable solution to help you understand and manage the best outsourced bookkeeping services for your company. 

Benefits of Outsourced Bookkeeping Services

Man Working - Best Outsourced Bookkeeping Services

Save Money and Boost Efficiency with Outsourced Bookkeeping Services 

When you outsource your bookkeeping, you can save money and operate more efficiently. Instead of paying wages, superannuation, and all the costs of hiring someone directly, you only pay for the bookkeeping services you use. 

This can save you a lot of money. Studies show businesses can save 15-30% on costs by outsourcing their accounting. Plus, with the challenge of finding good employees, outsourcing means you don’t have to spend ages hiring someone. You get access to experienced professionals right away.

Keep Financial Operations Running Smoothly 

If you rely on just one person in-house, what happens when they’re sick, leave, or take holidays? Your payroll and payments can get delayed, and you might miss important deadlines. Outsourcing means your bookkeeping continues uninterrupted, regardless of the circumstances. A dedicated team ensures your books are always up to date and you meet all your obligations on time. 

Get Expert Help and Stay Compliant 

Australian tax laws can be tricky. Professional bookkeepers know all the rules, ensuring you comply with ATO requirements. They have expertise in tax, payroll, and financial reporting. Unlike an in-house team of one person, an outsourced team brings a range of skills and knowledge. 

Grow Your Business Without Extra Headaches 

As your business grows, your bookkeeping needs change. Outsourcing lets you easily adjust your financial management without having to hire and train new staff. Whether you need more help during busy periods or want to streamline things, an outsourced service can adapt to your needs. 

Protect Your Business from Fraud 

Unfortunately, fraud is a significant issue for businesses. Having only one person handle your finances can make it easier for fraud to go unnoticed. Outsourcing adds an extra layer of checks and balances. Reputable bookkeeping firms have strong security measures to protect your financial information and multiple people looking at your accounts, reducing the risk of errors and fraud. 

Focus on What You Do Best 

As a business owner, your time is better spent on growing your business, not on bookkeeping and endless admin work. Outsourcing frees up your time, allowing you to focus on key areas such as developing new products, enhancing customer service, and expanding your business. Let the experts handle the finances so you can focus on what you do best. 

Related Reading

When is the Best Time to Outsource Bookkeeping Services

People Working - Best Outsourced Bookkeeping Services

There’s no wrong time to outsource your business’s bookkeeping. The sooner you make the switch, the sooner you can benefit from: 

  • Greater accuracy
  • Efficiency
  • Peace of mind

That said, the right time often depends on the unique needs and challenges your business is facing. 

Outsourced bookkeeping is especially valuable for startups and small businesses that need flexibility without the cost of hiring full-time accounting staff. But even well-established companies can benefit when complexity increases or internal resources are stretched. 

Here are a few key signs it might be time to outsource: 

Your Team Lacks Accounting Expertise

If your staff is struggling to keep up with financial tasks or if you’re relying on someone without formal accounting training, it can quickly lead to mistakes. This is especially risky as tax laws and reporting requirements continue to change. Outsourcing gives you access to professionals who stay current on regulations and best practices.

Bookkeeping Is Taking Up Too Much Time

When your team is spending more time on reconciliations, receipts, and invoices than on growth-oriented tasks, it may be time to reevaluate. Outsourced bookkeeping allows your team to focus on what they do best while specialists handle the financial details.

Cash Flow Tracking Is Inconsistent

If your cash flow reports are frequently delayed, missing, or inaccurate, it becomes harder to plan effectively. Inconsistent tracking can lead to poor financial decisions or missed opportunities. Outsourced professionals can ensure your books are updated regularly and correctly.

Missed Deductions or Filing Errors

A lack of tax expertise can result in lost deductions or errors in your filings, both of which can cost your business money. Outsourced bookkeepers are trained to spot opportunities for savings and help you stay compliant with all filing requirements.

Financial Reporting Is Inadequate

If your current setup doesn’t provide timely and meaningful financial reports, you're likely making decisions in the dark. An outsourced bookkeeping service can provide accurate financial statements that support more innovative, data-driven business strategies.

Your Workload Is Seasonal or Transaction-Heavy

In industries with high transaction volumes or seasonal fluctuations, it’s common for in-house bookkeepers to either be overwhelmed or underutilized. Outsourcing offers a scalable solution that adapts to your workload, no matter the season.

Why Startups Choose Outsourced Bookkeeping Over In-House Teams

In short, the best time to outsource your bookkeeping is when your internal resources are stretched, your reporting lacks clarity, or you're ready to scale more efficiently. With the right provider, you can reduce risk, improve accuracy, and free up valuable time to focus on growth.  

Let your business take flight while Haven manages your financial runway. Built by founders for founders, we handle everything from daily bookkeeping to complex tax filings and R&D credits that put cash back in your pocket, as well as fractional CFO services. Join 400+ startups who've saved millions in tax credits, countless hours of administrative work, and never missed a filing deadline, all while accessing 24/7 Slack support from CPAs who understand the unique challenges of growing businesses. 

Book a call today to learn how our dedicated team can help you focus on building rather than bookkeeping.

Related Reading

21 Best Outsourced Bookkeeping Services to Help Manage Your Finances

1. Haven: A Reliable Partner for Startups

Haven - Best Outsourced Bookkeeping Services

Haven is the trusted outsourced bookkeeping partner for over 400 startups, and for good reason. Built by founders for founders, Haven takes care of everything from daily bookkeeping to complex tax filings, R&D credits, and fractional CFO support. Whether you need help staying on top of financial operations or maximizing cash flow through available credits, Haven makes it simple. Our team of experienced CPAs works around the clock, providing 24/7 Slack support and guidance tailored to the fast-paced nature of startup life. 

With Haven, you can: 

  • Eliminate time-consuming admin tasks 
  • Stay compliant with zero missed deadlines 
  • Unlock tax savings through R&D credits 
  • Access real-time insights from financial experts 

Let your business take flight while we manage your financial runway. Book a call today to see how Haven can help you focus more on growth and less on bookkeeping.

2. Bench

Bench - Best Outsourced Bookkeeping Services

Bench, America’s largest bookkeeping company for small businesses, uses its own accounting software, saving startups from paying for separate subscriptions. Startups can access their financial data even after canceling their Bench subscription, making it an excellent choice for small businesses. Bench offers pricing options starting at $249 per month (billed annually) or $299 per month (billed monthly).

3. Kruze Consulting

Kruze - Best Outsourced Bookkeeping Services

Kruze Consulting is an online provider for startups of: 

  • Accounting
  • CFO
  • Tax
  • HR services

Working with Seed, Series A, and Series B startups, they offer outsourced bookkeeping starting at $600 per month.

4. Pilot

Pilot - Best Outsourced Bookkeeping Services

Pilot provides back-office services, including bookkeeping, controller, and CFO services. Pilot is designed for startups with high-growth potential and works well for companies with strong financial backing. 

Pilot plans start at $499 per month. The price of Pilot’s services increases as the business grows, so startups need to keep track of the monthly cost.

5. Bean Ninjas

Bean Ninjas

Tailored to ecommerce companies, Bean Ninjas offers bookkeeping, sales tax collection, and financial reporting for scaling 7- and 8-figure small businesses.

6. ClearTax

ClearTax - Best Outsourced Bookkeeping Services

ClearTax is India’s most significant tax and financial services accounting software platform. With services ranging from tax consulting to accounts receivable, they offer solutions for both individuals and small business owners.

7. Accountalent

Accountalent - Best Outsourced Bookkeeping Services

Accountalent provides unlimited, comprehensive income tax, bookkeeping, R&D study, and financial services for startups and small business owners. Bookkeeping services start at $199 per month, and dedicated CPA support is $2,450 per year.

8. FlowFI  

FlowFI - Best Outsourced Bookkeeping Services

FlowFi is an accounting startup that matches small businesses with finance experts to assist with their financial statements and other accounting needs. Aimed at startup growth, FlowFi provides access to: 

  • CFO
  • Accounting
  • Tax professionals

9. Inkle

Inkle - Best Outsourced Bookkeeping Services

Inkle is a US-based tax and bookkeeping automation accounting software platform for startups. Designed to replace your existing CPA and perform state and federal filings, Inkle offers basic tax services for $30 per month.

10. Rillet

Rillet - Best Outsourced Bookkeeping Services

Rillet is an accounting platform for SaaS and usage, providing automated reporting and SaaS metrics for accounting teams, finance firms, and founders. Plans start at $199 per month, along with a 30-day free trial.

11. Graphite Financial

Graphite - Best Outsourced Bookkeeping Services

Graphite Financial is an accounting service for early-stage and high-growth companies. Providing accounting, strategy, and tax preparation services, their plans start at $900 per month.

12. Zinance

Zinance - Best Outsourced Bookkeeping Services

Zinance is an online accounting service that syncs your business products with popular finance software, thereby streamlining workflow and ensuring compliance. Plans start at $179 per month and can be customized for US-based or international companies.

13. Finta

Finta - Best Outsourced Bookkeeping Services

Finta is an accounting platform designed to allow founders and startup operators to manage: 

  • Their taxes
  • Bookkeeping
  • Financial statements

Plans begin at $100 per month with additional add-on features available.

14. Less Accounting

Less Accounting - Best Outsourced Bookkeeping Services

Billing itself as the world’s simplest bookkeeping software, Less Accounting is an accounting platform for startups to record business expenses, send invoices, and manage accounts receivable. Plans begin at $24 per month, along with a free trial.

15. Bookkeeper360

Bookkeeper360 - Best Outsourced Bookkeeping Services

Bookkeeper360 is an accounting service for small- to medium-sized businesses that provides: 

  • Payroll
  • Tax
  • CFO advisory solutions

Monthly services start at $399 per month, with pay-as-you-go options also provided.

16. Punch Financial

Punch - Best Outsourced Bookkeeping Services

Punch Financial offers high-level financial strategy and accounting services for bookkeeping prices. Designed to replace hiring an in-house CFO, they offer services starting at $1,500 per month.

17. Manay CPA

Manay CPA - Best Outsourced Bookkeeping Services

Manay CPA is a full-service accounting and tax service platform, providing new business: 

  • Formation expertise
  • CPA services
  • Accounting and tax planning

18. QuickBooks Live Bookkeeping

Quickbooks - Best Outsourced Bookkeeping Services

QuickBooks Live Bookkeeping is an online bookkeeping service from Intuit, the makers of the popular bookkeeping, tax, and financial software: 

  • QuickBooks
  • TurboTax
  • Credit Karma

Connecting customers to verified virtual bookkeepers, their platform starts at $15 per month for their assisted bookkeeping services and $300 per month for their

19. Tukel, Inc.

Tukel - Best Outsourced Bookkeeping Services

Tukel, Inc. offers bookkeeping, reporting, and tax services for online business owners, SaaS, and e-commerce companies. Plans start at $389 per month, with custom plans also available.

20. Fincent

Fincent - Best Outsourced Bookkeeping Services

Fincent is an accounting platform that combines software with certified bookkeepers to help US-based businesses manage their finances. Plans start at $299 per month based on your company’s monthly expenses.

21. Acuity

Acuity - Best Outsourced Bookkeeping Services

Acuity offers advanced virtual bookkeeping and accounting services through tiered subscriptions, each providing a dedicated bookkeeper and unique quarterly CFO insights. For startups seeking a finance expert, Acuity’s premium plan includes: 

  • A virtual bookkeeper
  • Account manager
  • Tax services
  • Monthly CPA meetings

Prices start at $449 for bookkeeping and $2,209 for a combined bookkeeping and accounting package, with custom plans available.

Choosing the Best Outsourced Bookkeeping Services for Your Business

Person Working - Best Outsourced Bookkeeping Services

Start by understanding exactly what a potential bookkeeping provider offers. Some firms may focus on basic transaction entry and reconciliation, while others provide additional services such as: 

  • VAT filing
  • Cash flow forecasting
  • Payroll
  • Financial reporting
  • CFO-level insights

A startup’s needs can change rapidly, so it's wise to choose a partner whose services can grow with your business. Look for flexibility and range.

Customisation and Industry Fit: One Size Does Not Fit All

No two startups are the same. Whether you’re a SaaS company dealing with deferred revenue or an e-commerce business with inventory accounting, your financial needs will be unique. Ask whether the bookkeeper can tailor their approach to your model. 

Those with startup or industry-specific experience are often more effective because they understand the quirks, tax treatments, and regulatory hurdles your business may face.

Security of Financial Data: Protect Your Sensitive Information

Bookkeeping involves access to sensitive financial information, so security is non-negotiable. Confirm that your chosen provider uses encrypted communications, multi-factor authentication, and secure cloud storage. Compliance with data protection laws, such as the GDPR (if applicable), should also be part of their protocol.

Experience and Qualifications: Who’s on Your Team?

Don’t hesitate to probe into the qualifications and background of the team. Are they certified (e.g., ACCA, CPA, ICAEW)? Do they have experience with startups at your stage?

  • Pre-revenue
  • Seed-funded
  • Scaling

A bookkeeper with relevant experience can offer not only accuracy but also insights that help shape financial strategy.

Software and Tech Compatibility: Get the Right Tools for Your Business

Tech-savvy bookkeeping firms can streamline operations using modern tools like Xero, QuickBooks, or Zoho Books. But beyond that, ask whether the tools they use are compatible with your existing tech stack, especially if you use platforms like: 

  • Stripe
  • Shopify

Transparency and Communication: Stay in the Loop

Outsourcing doesn’t mean disconnecting. You need a bookkeeper who offers transparent processes, shares reports regularly, and maintains open lines of communication. 

  • Will you have a dedicated account manager? 
  • How often will they review your books with you?

Pricing and Value for Money: Look Beyond the Numbers

Understand how fees are structured:

  • Hourly
  • Fixed monthly retainer
  • Service-based tiers

Beware of providers who charge low up front but bill heavily for add-ons. Look for clarity, predictability, and a pricing structure that reflects the value they bring without putting pressure on your cash flow.

Book a Call to Learn More About our Accounting Services (Trusted by 400+ Startups)

Haven helps startups manage their finances, allowing them to focus on building their business. We help our clients save money with tax credits, file their taxes on time to avoid penalties, and offer financial insights to help them achieve their goals. 

Our clients include over 400 tech startups, and we understand the unique challenges that growing businesses face. Hiring a bookkeeping service like Haven can help your startup: 

  • Get organized
  • Get ahead
  • Reach of the next level

What Will I Get When I Hire Haven?

When you hire Haven, you will get a dedicated team of financial experts to support your startup. We assign each client a professional bookkeeper to manage their day-to-day finances. 

You will also have access to tax specialists to help you save money on your business tax returns and R&D credit consultants to maximize your cash flow and keep your operations running smoothly. Our team will make sure you never miss a filing deadline, and we provide 24/7 support via Slack to answer your questions.

Related Reading